What is a finance application?

There are several different ways to submit this. You can do it online directly from your chosen deal, you can go straight to the online finance application form, or you can give your leasing consultant your details over the phone.

The information we need from you will differ depending on whether you’ve chosen business or personal contract hire.

In both cases, you’ll need to supply your name and address for either yourself or your business, as well as income information and the bank details you’ll be using to fund the lease.

Once you’ve completed your application, your leasing consultant will submit it to the funder financing your van. They’ll conduct a full credit check, check your address history, and assess your affordability. This process can take up to 24 hours, but they’ll let us know what the outcome of this is.

If approved: if the funder approves your application, you’ll need to complete and return a formal order form so we can place the order for your chosen lease van with the dealership, securing the stock and the price.

If declined: there are several reasons for finance to be declined. Some of these are appealable, but you’ll need to talk to your leasing consultant. If you’re declined on finance, we cannot proceed with your order.

If you are approved, we’ll order the van, and the sales admin team will be in touch to arrange delivery.

Delivery times will vary according to lead times on the vehicle: if the van is in stock, it could be as little as 10 days. Factory builds can take considerably longer, and delivery times will depend on the manufacturer's build schedule. We will try and give you an accurate picture of when the van will arrive, but this is subject to change.

Mainland UK delivery is included in the price you’re quoted in most cases. If it's any different, this will be stated on the website, and charges may apply for overseas addresses.

The vehicle is likely to be delivered via driven delivery. This will not count towards your mileage limit.

Once your lease has come to an end, the vehicle will be collected.

If you haven’t exceeded your agreed mileage and the van is in an acceptable condition according to the BVRLA Fair Wear and Tear guidelines, you simply hand it back.

Excess mileage charges apply if you’ve exceeded your limit, and you’ll have to cover the cost of any repairs not considered fair under standard use.